Manager: Credit

<p><img id="Picture_x0020_1" src="https://rmkcdn.successfactors.com/dd82a348/461743ac-ca78-42fa-8634-a.png" style="height:255.0px;width:600.0px"></p> <div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:18.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Job Req</b></H2> </div><div><p>146844</p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Closing Date</H2> </div><div><p>20 July 2026</p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Location</H2> </div><div><p>Sandton</p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Job Purpose</b></H2> </div><div><p>To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank.</p> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Job Responsibilities</b></H2> </div><div><ul> <li>Validate client and supporting information by assessing the contents of the documents.</li> <li>Analyse credit applications by assessing serviceability of the funding applied for.</li> <li>Approve funding by making decision based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided.</li> <li>Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided where declined.</li> <li>Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.</li> <li>Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA).</li> <li>Enhance processes, policies and procedures by recommending and making submissions to the relevant parties.</li> <li>Adapt to changes in Legislation by providing input to redesigning credit processes and systems where applicable.</li> <li>Ensure processes are actioned within mandated signatories by checking and confirming the sign off.</li> <li>Manage daily activities of direct reports by monitoring the staff output.</li> <li>Manage performance and build the intellectual capital of the team by conducting on the job training, counselling and coaching.</li> <li>Support the achievement of the  business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.</li> <li>Identify training courses and career progression for self through input and feedback from management.</li> <li>Ensure all personal development plan activities are completed within specified timeframe.</li> <li>Share knowledge and industry trends with team and stakeholders during formal and informal interaction.</li> <li>Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.</li> <li>Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).</li> <li>Participate and support corporate responsibility initiatives for the achievement of business strategy.</li> <li>Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.</li> </ul> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Essential Qualifications - NQF Level</H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Advanced Diplomas/National 1st Degrees </li></ul></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Essential Certifications</H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Chartered Accountant Masters in Business Administration CFA CIMA </li></ul></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Minimum Experience Level</H2> </div><div><ul> <li>5 years practical Credit experience</li> </ul></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Technical / Professional Knowledge</b></H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Banking knowledge </li><li>Banking procedures </li><li>Business Acumen </li><li>Communication Strategies </li><li>Data analysis </li><li>Governance, Risk and Controls </li><li>Industry trends </li><li>Nedbank policies and procedures </li><li>Principles of financial management </li><li>Principles of project management </li></ul></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Behavioural Competencies</H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Communication </li><li>Customer Focus </li><li>Decision Making </li><li>Work Standards </li><li>Managing Work </li><li>Technical/Professional Knowledge and Skills </li></ul></div></div><p style="line-height:18.9px"><img alt="" height="228" src="https://rmkcdn.successfactors.com/dd82a348/61ad7a3f-eb85-4980-a04c-e.jpg" style="height:75.0px;width:600.0px" width="245"></p> <p style="line-height:18.9px">---------------------------------------------------------------------------------------</p> <p style="line-height:18.9px"><span style="color:#006341"><em><b>Please contact the Nedbank Recruiting Team at +27 860 555 566 </b></em></span></p>