Manager: Credit Risk Early Collections

<p><img id="Picture_x0020_1" src="https://rmkcdn.successfactors.com/dd82a348/461743ac-ca78-42fa-8634-a.png" style="height:255.0px;width:600.0px"></p> <div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Requisition and Talent Acquisition Consultant Details</b></H2> </div><div><p>REQ 132699  -  Twanette Coetser</p> <p>Pipeline Advert </p> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Location and Cluster </b></H2> </div><div><p>Total Business Banking and Retail -  CDR - Risk Collection </p> <p>Sandton, Gauteng </p> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Career Stream</H2> </div><div>Credit Collections</div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Leadership Pipeline</H2> </div><div><p>Manage Self Professional</p> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Manager Credit Risk Early Collections</b></H2> </div><div></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Job Purpose</b></H2> </div><div><p>We are looking for a <b>Manager Credit Risk Early Collections </b>(without direct reports)<b> </b>to provide client service by applying sound credit risk management principles in our early collections space through management of a dedicated portfolio thereby enabling Nedbank to reduce the RRB impairment charge with the view to rehabilitate, in line with the business strategy.</p> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Key Deliverables </b></H2> </div><div><p>Daily contact with clients and bankers to remediate portfolio across all client portfolio of accounts.</p> <p>Credit and Credit Risk <b>assessment and collections of arrears/excesse</b>s of all products namely Current Accounts, Savings Accounts, Home Loan accounts, Commercial &amp; Industrial Property, Personal Loan accounts, Term loans and Asset Based Finance [motor vehicles/yellow goods.</p> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Job Responsibilities</b></H2> </div><div><ul> <li>Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to Legal collections.</li> <li>Ensure clean audit in area of responsibility by enforcing adherence to bank policies, process and procedures and industry regulations.</li> <li>Managing and preparing portfolio review presentations based on Management Information Systems (MIS).</li> <li>Implement sound credit risk management by providing advice on specialized credit risk matters to sales.</li> <li>Ensure efficient work ethic and achievement of business unit strategies &amp; goals by proposing innovative ideas to enhance Business processes that facilitate customer experience.</li> <li>Provide feedback daily/weekly/ monthly</li> <li>Meet clients' expectations by resolving queries within turnaround times.</li> <li>Build and maintain effective working relationships by attending regular staff meetings and team building sessions.</li> <li>Build strong relationships with bankers by providing upskilling advice on credit processes, policies and documentation.</li> <li>Sharing knowledge with all stakeholders.</li> <li>Manage own efficiency by drafting and implementing team's strategies.</li> <li>Enhance processes by constantly seeking innovative improvements to the credit systems.</li> <li>Adapt to changes in Legislation by enforcing the compliance to the changes.</li> <li>Address issues raised in culture surveys by participating in the development and implementation of action plans.</li> <li>Create a client service culture through various required interventions.</li> <li>Support and encourage staff to participate and support corporate responsibility initiative.</li> <li>Achieve operational excellence by supporting the implementation of business optimisation improvement through team engagement.</li> <li>Generate innovative ideas and share knowledge.</li> </ul> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Minimum Experience Level</H2> </div><div><ul> <li>Minimum 5 years' experience in a Credit role in a Banking environment </li> <li>Minimum 5 years' experience collecting Arrears or Excess accounts</li> </ul> <p> </p> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Preferred Qualification</H2> </div><div><ul> <li>Successfully compelted NQF Level 6 of Higher in a Finance or Credit-related field</li> </ul> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Technical / Professional Knowledge</b></H2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Business administration and management </li><li>Change management </li><li>Client service management </li><li>Communication Strategies </li><li>Financial Accounting Principles </li><li>Governance, Risk and Controls </li><li>Organisational systems </li><li>Principles of project management </li><li>Strategic planning </li><li>Management information and reporting principles, tools and mechanisms </li></ul></div></div><p style="line-height:18.9px"><img alt="" height="228" src="https://rmkcdn.successfactors.com/dd82a348/61ad7a3f-eb85-4980-a04c-e.jpg" style="height:75.0px;width:600.0px" width="245"></p> <p style="line-height:18.9px">---------------------------------------------------------------------------------------</p> <p style="line-height:18.9px"><span style="color:#006341"><em><b>Please contact the Nedbank Recruiting Team at +27 860 555 566</b></em></span></p>